Payables Funding Lead Times

Review Funding Schedule below and determine which option will work best for your payments due dates. 

Telpay's funding options are designed to allow you to send payments in as little as 1 business day to help you take advantage of early payment discounts as well as staying in control of your funds as long as possible. 


Funding Options     Lead Time Description
Option 1 - Send Funds to Telpay     1 business day Simply add Telpay to your list of bill payees in your online bill payment service.  Your bill payment file and funds must be sent to Telpay by 3:00 PM, CST, 1 business day prior to your payment date.
*Option 2 - Telpay Debits Your Account     4 business days


Telpay will debit the funds from your account.  Your file must be sent to Telpay 4 business days prior to your payment date.  Your account will be debited 3 business days prior to your payment date.

This advance debit option is subject to review by Telpay.  A fee of up to $150 may apply. For more information on this funding option, please speak to a Telpay representative.


*Advanced Debits funding option is only available to existing Telpay for Business desktop users.


Use Telpay's Funding Timeline tool to determine your funding date to ensure your payables are funded and processed on time.


  • Always verify processing timelines and deadline of your financial institutions when transferring funds.
  • Remember to adjust your payment date to account for holidays or non-process days.
  • All funds for the purpose of processing your payments are received into a trust account.

If you need further clarification with these options, please contact a Customer Care Professional at 1-800-665-0302 or email

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